New Albany Bankruptcy Records
Bankruptcy records for New Albany, Indiana are managed by the U.S. Bankruptcy Court for the Southern District of Indiana. New Albany is the county seat of Floyd County, sitting right on the Ohio River across from Louisville, Kentucky. The Southern District has a local office in New Albany at 121 W Spring St, Room 110. This makes New Albany one of the few Indiana cities with a bankruptcy court office right in town. You can search records through PACER online, call the McVCIS phone line for free, or walk into the New Albany courthouse. This page explains how to find, search, and get copies of bankruptcy records filed by New Albany residents.
New Albany Bankruptcy Quick Facts
New Albany Bankruptcy Court Office
New Albany has its own U.S. Bankruptcy Court office right in the city. The New Albany office is at 110 U.S. Courthouse, 121 W Spring St, Room 110, New Albany, IN 47150. The direct phone number is (812) 542-4540. This office is part of the Southern District of Indiana. Floyd County falls under this district, so all New Albany bankruptcy records are handled here or at the main Indianapolis office.
The Southern District has four offices. Indianapolis is the main one at 46 E Ohio St, Room 116, with phone (317) 229-3800. Evansville and Terre Haute handle other parts of the district. For New Albany residents, the local office on Spring Street is the most convenient option. It sits just blocks from downtown New Albany, so most residents can get there in minutes. Hours are Monday through Friday, 9:00 AM to 4:00 PM. Having a bankruptcy court office in town is a real advantage for Floyd County residents who need to handle filings or pick up records in person.
Search New Albany Bankruptcy Records
The fastest way to search New Albany bankruptcy records is through PACER. This federal database works 24 hours a day. Create a free account, pick the Southern District of Indiana, and run your search. You can look up cases by debtor name, case number, or last four digits of a Social Security number. Results display the debtor name, case number, chapter, filing date, and status. Pages cost $0.10 each with a $3.00 cap per document. Quarterly charges under $30 are waived.
Phone searches are free through McVCIS. Call (866) 222-8029 any time. The automated system provides basic case data for New Albany bankruptcy records. It reads back the debtor name, filing date, chapter, trustee, judge, and discharge date. No login needed. This is a quick way to check on a specific case without going online.
In-person searches at the New Albany office are free. Walk in and use the public computers. Staff can help you navigate. Bring a photo ID. The office at 121 W Spring St is easy to get to from anywhere in New Albany. You can view records on the public terminals without paying PACER fees. For residents who prefer the computer at home, PACER gets the same results from any device.
Bankruptcy Case Types Filed in New Albany
New Albany residents file under the same federal chapters as everyone else. Chapter 7 is the most popular. It wipes out most debts through liquidation. The filing fee is $338. Under 11 U.S.C. Section 109, you need to pass a means test to qualify. If your income exceeds the Indiana median, the court may direct you to Chapter 13. Chapter 7 cases from New Albany usually close in three to four months.
Chapter 13 creates a repayment plan over three to five years. The fee is $313. It works for New Albany residents with regular income who want to keep their home or car while catching up on payments. Chapter 11 is for business reorganization at $1,738 to file. Chapter 12 covers family farmers at $278. Each chapter type creates bankruptcy records in the Southern District system that anyone can search through PACER.
Under 11 U.S.C. Section 523, some debts cannot be discharged. Child support, most taxes, and student loans survive bankruptcy no matter which chapter you file. These rules apply to all New Albany cases filed in the Southern District.
Public Access to New Albany Bankruptcy Filings
Bankruptcy records are public. That is the law. Under 11 U.S.C. Section 107, all papers filed in a bankruptcy case are open for anyone to view. No special reason is needed. You do not have to be a party to the case. This rule covers every New Albany bankruptcy record in the Southern District.
The U.S. Bankruptcy Court for the Southern District of Indiana maintains all federal bankruptcy records for New Albany and Floyd County.
The Southern District court website has details about the New Albany office, filing requirements, and how to access bankruptcy records online through PACER.
Some things are kept private. Under 11 U.S.C. Section 107(b), a judge can seal trade secrets or sensitive personal information at a party's request. Social Security numbers get redacted from public filings. Financial account numbers show only the last four digits. Info about minor children stays sealed. The main documents in a New Albany bankruptcy case, like the petition, schedules, and discharge order, are all fully public. Indiana's state records law under IC 5-14-3 covers state and local records only. Federal bankruptcy files are governed by federal access rules.
Copies of New Albany Bankruptcy Records
PACER is the cheapest way to get copies. Pages cost $0.10 each to view or download. For certified copies, contact the New Albany office at (812) 542-4540 or the Indianapolis main office at (317) 229-3800. A certified copy costs $11 per document plus $0.50 per page. An exemplified copy is $22 plus $0.50 per page. Audio recordings of hearings cost $2.40 per file.
You can request copies by mail. Send your request to the U.S. Bankruptcy Court, Southern District of Indiana, 46 E Ohio St, Room 116, Indianapolis, IN 46204. Or drop it off at the New Albany office at 121 W Spring St, Room 110, New Albany, IN 47150. Include the case number, debtor name, and the documents you need. Enclose a check or money order. The clerk sends copies back within a few business days. Since New Albany has its own office, picking up copies in person is also easy.
Records from before 2005 may not be on PACER. Older files might be stored at the National Archives in Chicago. Call the clerk to check where an old New Albany case is kept.
Note: Federal record fees are set by the Judicial Conference and may change, so verify current rates with the court.
New Albany Bankruptcy Legal Resources
The Floyd County Clerk office handles state court records for New Albany. They do not keep bankruptcy files, but they assist with related state matters like judgment liens or property records. The mycase.in.gov portal covers Indiana state court searches. Bankruptcy is federal, but state records can connect to a case through civil judgments or lien filings.
New Albany City Hall is at 311 Hauss Square, New Albany, IN 47150. Phone is (812) 948-5333. City staff handle local matters, not federal bankruptcy cases. The Indiana Courts Directory lists contact details for every court in the state, including the New Albany bankruptcy office. The Indiana State Library in Indianapolis assists with research into older records and archived case files.
Under 11 U.S.C. Section 362, an automatic stay takes effect the moment you file for bankruptcy. This stops most collection actions against you. Under IC 33-37, state court fees are separate from federal bankruptcy fees. New Albany residents needing a bankruptcy lawyer can contact the Indiana State Bar referral service for help finding one in the Floyd County area. The Southern District court also keeps a list of pro bono attorneys who volunteer for bankruptcy cases.
Nearby Cities With Bankruptcy Records
New Albany sits on the Ohio River in southern Indiana. A few nearby cities also have residents who file through the Southern District. Each page below covers the local details, search methods, and resources for that area.
Floyd County Bankruptcy Records
New Albany is the county seat of Floyd County. All bankruptcy cases filed by New Albany residents go through the Southern District of Indiana, with a local office right in town. For more on how Floyd County cases are handled, clerk contacts, and related court resources, visit the full county page.