Search Union County Bankruptcy Records

Union County bankruptcy records are processed through the U.S. Bankruptcy Court for the Southern District of Indiana. Liberty is the county seat, tucked into the eastern edge of the state near the Ohio border. The Union County Clerk at 26 W Union St in Liberty handles state court business only. Bankruptcy is a federal process. You can look up Union County bankruptcy records through PACER, the McVCIS phone line, or by visiting a Southern District court office. This page covers the details for each method.

How to Find Union County Bankruptcy Records

PACER is the best way to search Union County bankruptcy records online. The system covers all federal bankruptcy courts. You look up cases by debtor name or case number. Each page costs $0.10, with a $3.00 cap per document. If your quarterly fees stay under $30, the court waives them. Registration is free and takes a few minutes. The database is available around the clock.

Call (866) 222-8029 for free case data through the McVCIS system. It is automated and covers Union County bankruptcy filings in the Southern District. The line reads back the case number, filing date, chapter, and status. No account is needed. This works well when you just need a quick answer on whether a case exists.

In-person searches are available at the Indianapolis office of the Southern District of Indiana. Union County is in eastern Indiana, so Indianapolis is the most practical in-person option. Public computers let you search at no charge. Clerk staff can help pull case files. Bring a photo ID when you visit.

Union County Federal Court

Union County falls under the U.S. Bankruptcy Court for the Southern District of Indiana. The main office is in Indianapolis at 46 E Ohio Street. This court handles bankruptcy cases from dozens of counties in the southern half of the state. All Union County bankruptcy records are stored in the federal system.

The Union County Clerk at 26 W Union St in Liberty does not keep bankruptcy files. Call (765) 458-6121 for state court questions. For Union County bankruptcy records, use PACER or contact the Southern District clerk. Under 11 U.S.C. Section 107, all bankruptcy case files are public. Anyone can access them. You do not need to be involved in the case or provide a reason for your search.

Note: Union County is one of the smallest counties in Indiana by population, so bankruptcy filing volume is low compared to larger counties.

Online Tools for Union County Records

PACER handles all federal bankruptcy records, including Union County cases. The mycase.in.gov portal handles Indiana state court records. It covers civil, criminal, and family cases at the state level. Bankruptcy filings are not on mycase.in.gov. They are only in the federal system through PACER.

Searching both systems gives you a fuller view of someone's legal history in Union County. A state court judgment or collection case might tie into a bankruptcy filing. But you have to search each database on its own. They do not share information across systems.

Bankruptcy Filing Types in Union County

Chapter 7 is the most common filing in Union County. This chapter liquidates non-exempt assets and wipes out remaining debt. The fee is $338. Under 11 U.S.C. Section 109, filers must pass a means test comparing their income to Indiana's median. Most Chapter 7 cases in Union County close within three to four months. It is the fastest route to debt relief for people who qualify.

Chapter 13 offers a different path. It creates a repayment plan running three to five years. The filing fee is $313. Union County residents who need to catch up on a mortgage or car loan often pick this option. The debtor keeps their property and pays creditors from future income under a plan the court approves.

Chapter 11 costs $1,738 and is for business reorganizations. Chapter 12 at $278 covers family farmers. Both produce federal bankruptcy records that are searchable through PACER. Under 11 U.S.C. Section 523, certain debts like child support, most tax obligations, and student loans cannot be wiped out in any chapter.

Get Union County Bankruptcy Records

Copies from PACER cost $0.10 per page. Certified copies from the clerk are $11 per document plus $0.50 per extra page. Exemplified copies run $22 per document with the same per-page fee. Audio recordings of hearings cost $2.40 each. These are standard federal court rates.

The Indiana Courts Directory provides contact information for courts across the state. Use it to find the right office for Union County record requests. It includes addresses, phone numbers, and hours for state and federal court locations.

Older Union County bankruptcy records may have been sent to the National Archives. Cases from before the mid-2000s were not always digitized. If PACER does not have what you need, reach out to the Southern District clerk for help finding archived files. Under 11 U.S.C. Section 362, the automatic stay that takes effect at filing is one of the most commonly requested items in any bankruptcy case record.

Union County Court Resources

The Indiana State Library has resources for historical court record research. Staff can help with locating older Union County case files that may have been archived.

For current state court records in Union County, use the mycase.in.gov system. While it does not include bankruptcy, it shows civil judgments and collection actions that sometimes connect to a federal bankruptcy filing. Checking both databases gives a more complete legal history for any Union County resident.

Cities in Union County

Union County includes Liberty and West College Corner. Neither meets the population threshold for a dedicated page. All Union County residents file bankruptcy through the Southern District federal court system. The county clerk in Liberty at (765) 458-6121 handles state court records and can direct you to the proper federal contact for bankruptcy questions.

Nearby Counties

These counties border Union County. All are part of the Southern District of Indiana for bankruptcy filings.